Tom Nook is the real estate agent in Animal Crossing: City Folk. When you move to town he shows you your house and you buy it. He makes you work for him, you will deliver furniture, mail letters, and a few other things. You can pay your mortgage to Pelly, and you get a bigger home. You can upgrade it the same day or 50 years later. (but who would play AC when they were 50 years old anyways?!)

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